UBL has entered into a strategic partnership with TPL Life – WTO to offer a unique feature specifically tailored for UBL’s Remittance customers. This innovative solution provides comprehensive Takaful cover to Remitter & Remittee at no additional cost. This is exclusively a value-added service offered to UBL account holders who receive remittance directly into their accounts as our commitment to their well-being and financial security.
- Peace of Mind: Remit with confidence, knowing your loved ones are secure
- Financial Protection: Beneficiaries will receive remittances for up to 6 months in case of any adverse situation
- Easy Enrollment: To avail this feature you need to send remittance every month directly to UBL Account
- Multiple beneficiaries: In case of more than 1 beneficiary (blood relation only), benefit will be paid individually to all of them conditional to receipt of remittance in the last month.
- Coverage: Monthly
- Parental Health Takaful Cover: Comprehensive inpatient hospitalization of PKR 25,000 covers for one parent of the Remitter or Beneficiary
- Dental Takaful Cover: Covers a wide range of dental treatments, including prosthesis, accidental emergency treatments, and jaw surgery with limit up to PKR 25,000
- Tele – Health Consultation Access: online consultations with doctors from the comfort of your home.
TERMS & CONDITIONS:
LIFE TAKAFUL COVER
- Financial Security: In case of the Remitter’s death, the Remittee (receiver of the money & account holder of UBL) will receive six monthly payments of the last remitted amount up to a limit of PKR 80,000 (up to PKR 480,000 in total)
- Coverage Age: Available for individuals aged 18 to 60 years, ensuring peace of mind for your loved ones.
- Multiple beneficiaries: If the Remitter (sender of the money and UBL account holder) has sent remittance to multiple Remittees (receiver of the money and account holder of UBL), in case of his death all the Remittees will receive six monthly payments of the last remitted amount up to a limit of PKR 80,000 (up to PKR 480,000 in total)
- Coverage: Monthly
- Exclusions:
- Suicide
- Self-inflicted injury
- HIV/AIDS
To activate Life takaful cover submit the following details
PARENTAL HEALTH TAKAFUL COVER
- Extensive Hospitalization Coverage: Secure your peace of mind with comprehensive inpatient hospitalization cover for one parent of the Remitter (sender of the money) or Remittee (receiver of the money and account holder of UBL)
- Eligibility: Available for parent aged 50 to 70 years.
- Monthly Limit: Benefit from up to PKR 25,000 to cover hospitalization costs.
- Exclusions:
- Pre-existing medical conditions
- Cancer
- Cardiovascular Diseases
- Renal Diseases/ Dialysis
- Chronic Liver Disease/ Hepatitis
- Asthma/ Chronic Obstructive Pulmonary Disease
- Stroke/ Neurological Diseases
- Optical/ Dental/ Cosmetic/ Homeopathic Treatments
- HIV/AIDS
- Psychotic/ Mental/ Nervous Disorders
- Arthritis
- Combination of Diabetes and Hypertension
- Self-inflicted injury, attempted suicide, abuse of alcohol or drug addiction
To activate parental health takaful cover submit the following details
DENTAL TAKAFUL COVER
- Complete Dental Care: Covers a wide range of dental treatments, including prosthesis, accidental emergency treatments, and jaw surgery.
- Orthodontic Coverage: Braces treatments are fully covered.
- Monthly Limit: Benefit up to PKR 25,000 for dental expenses every month.
- Eligibility: Available for individuals aged 18 to 60 years
- Exclusions:
- Pre-existing conditions are not covered
- Any accidental injury or dental benefits other than covered dental benefits.
- Dental implants and cosmetic procedures.
- Any Covered Dental benefit that is not diagnosed by a Medical Practitioner who is duly registered by the Pakistan Medical and Dental Council
- Any Covered Dental expense that the Policy Membership Document has been diagnosed with within the Waiting Period.
- Sports injuries from pastime sporting activities which are not considered “hazardous sports” are not covered
To activate Dental takaful cover submit the following details
Tele – Health Consultation
- Convenient Online Doctor Visits: Access online consultations with doctors from the comfort of your home. Unlimited Tele-health consultations via TPL Life’s App with PMD certified doctors.
- Cash on delivery based Ancillary Services: Order medicines, lab tests, and even schedule a physical doctor’s visit at home with cash on delivery (CoD).
- Exclusive Discounts: Enjoy up to 30% off on medicines and lab tests.
- Family Coverage: Tele-health consultations are available for the entire family.
Health Concierge
- Personal Health Manager: Get access to a dedicated health manager for personalized health related concerns and support.
- Around-the-Clock Service: Available 12×7, both locally and internationally, ensuring you have help whenever you need it.
How to process your claim?
In the event of a claim, the covered person must follow certain steps. Click here to view the details. You may view the Medical Expense and Death Claim form here.
